Saving on household bills
When you are watching every penny, making the most of all available discounts is essential.
Kim says: "Being completely responsible for my family's finances and on a tight budget means that every little saving is valuable. I've found that the small discounts that I get by paying by Direct Debit on individual bills really adds up over the course of the year."
Many companies offer discounts on your bills if you pay by Direct Debit. They may only be a few pounds per bill, but over the course of a year they can really add up. It pays to check when you receive a bill from an organisation whether they offer any discount for this method of payment.