Mobile phone and internet connection
Staying in touch with all your school friends - and your mum and dad - is really important and so a mobile is essential. While call packages may vary, some operators offer a discount if you pay by Direct Debit and the same is true of broadband packages. Therefore encourage your parents to opt for Direct Debit on both, and they'll save a few more pounds to spend on you!
Will says: "I know I couldn't live without my mobile phone and though mum and dad complain when they pick up the bill for me, at least they get the Direct Debit discount!"