What is Direct Debit?
Simply, a Direct Debit is an instruction from you to your bank or building society. It authorises the organisation you want to pay to collect varying amounts from your account – but only if you’ve been given advance notice of the amounts and dates of collection.
Once you have agreed those, the money is deducted automatically. If the organisation you are paying wants to change an amount or date of collection, they have to tell you about it first.
In a nutshell, Direct Debit is the simplest and most convenient way for you to pay regular and occasional bills. It means you don't have to worry about missing those important payments, especially when on holiday, at busy times of the year, or in fact doing anything more enjoyable than thinking about bills!